Lease-To-Own: The Smart Way To Get The Products You Need Today!

Don’t let financial constraints hold you back from getting the products you need. Lease-To-Own payment options make it possible for you to get what you need, when you need it – all with approvals up to $4,000*!

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How We Help Customers


Flexible Payment Options:

We understand that everyone’s financial situation may be a little different. That’s why we offer flexible payments options that fit your budget and lifestyle.


Easy Approval Process:

Don’t let bad credit hold you back. Our easy approval process means that qualified borrowers can get the products they need without worrying about their credit score.


No Hidden Fees:

We believe in transparent pricing and won’t surprise you with any hidden fees. What you see is what you get.


Dedicated Customer Support:

Our dedicated customer support team is always here to help. Whether you have a question about your lease, or need assistance with a product, we are here for you.


Early Purchase Options*:

Want to pay off your lease early? We offer an early purchase option to help you save money and get the products you need sooner.


Upgrade Your Lifestyle:

Lease-To-Own payment options provide an easy and affordable way to enjoy the products you need, without breaking the bank.

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How To Apply

1. Choose Your Products: Take the first step in-store by picking out the products you need, and then ask the store associate to send you an application link via text message, email, or QR code scan.

2. Apply for Lease-To-Own: The application process only takes a couple of minutes to complete. Don’t let bad credit hold you back – for qualified borrowers with good to low credit we offer approvals up to $4,000.

3. Take Home What You Need Today: Once you’re approved and have signed the lease agreement, you can take home your new product(s) – it’s really that easy! Make your lease payments on time each month to take advantage of our  90-Day Early Purchase Option.

All You Need to Apply

1. Cell Phone

2. Email Address

3. Bank Account

How Lease-to-Own Works

Our lease-to-own payment option can be a good choice if you don’t have the upfront cash to purchase a product outright and want to spread those payments out over time. This would provide you (the lessee) with the opportunity to lease the product for a 12-month term with the option to buy it at the end of the lease term. In our agreement, you would act as the agent of our company, EasyPay Finance (the lessor), who owns the goods until the final payment is made. EasyPay pays the supplier the same cash price as presented in-store.

During the 12-month term, you would make a bi-weekly payment to EasyPay, which can include any additional incurred charges or other fees specified in your lease agreement.

One significant benefit of our lease-to-own payment option is that it allows you to enjoy the product immediately while spreading out payments over time, which can make it more affordable. It also provides flexibility, as you can purchase the product at any point during the lease term with our 90-Day Early Purchase Option. When you make the final payment, you would acquire full ownership of the product, and EasyPay’s ownership would end.

All loans made by Transportation Alliance Bank, Inc. dba TAB Bank, which determines qualifications for and terms of credit. Loans are not available to customers in CT, CO, IA, MA, ME, NY, and DC. TAB Bank does not make loans in AK, AZ, CA, DE, ID, KS, KY, MO, ND, NH, NM, NV, OR, PA, SD, UT, VA, WA, and WI. Financing in these states, if available, is facilitated by EasyPay Finance. No California loans currently available. If applicable in the future, California loans made or arranged pursuant to a California Finance Lenders Law license. See CCR 1550 Here.